Every account, one net worth
Banks, e-wallets, cash on hand, SSS and Pag-IBIG, even stock holdings. Transfers between your own accounts net to zero, so nothing is double-counted.
Offline-first · Free · Made for the Philippines
Every peso accounted for.
Every peso accounted for.
Every loan on a clock.
Accounts, budgets, loans and reports in one app that never asks for your bank login and never sends a byte anywhere.
No account. No permissions. No subscription.
Payoff planner
What does ₱1,000 more a month buy you?
Drag the slider. This is the same what-if math the app runs on your real loans.
Extra payment
₱1,000
/ month
Debt-free
—
Months saved
—
Interest saved
—
One app instead of four tabs and a notebook
Each screen below is the real thing, cropped straight out of the app.
Budgets that stick
Monthly limits per category with bars that turn coral the moment you overspend.
Plan before you spend
Build the cart, see the projected total, split it across accounts in one tap.
Log it in seconds
Colour-coded categories, income and expense, recurring bills on autopilot.
Nothing sneaks up
Reminders for due dates — rent, tuition, Meralco, the loan amortization.
Light and dark, both done properly
Same teal, same numbers, whichever one your eyes prefer at 11pm.
Export the month as a PDF
Cash flow, categories, budget vs. actual and net worth on one branded page — kwartrack_MM_yyyy.pdf. Send it to the family, or to your accountant.
Privacy, plainly
We can't leak what we never collect.
Other trackers want your online-banking password. KwarTracker wants nothing — you type in the balances you already know and the app does the math on your device.
Read the privacy policy →No servers, no sync
Data is written to your phone's storage and stays there, even offline.
No account, no email
Install and start. There is nothing to sign up for and nothing to cancel.
Centavo-accurate pesos
Peso math throughout — the totals match your receipts to the centavo.
Questions, answered
Is my financial data private?
Yes. KwarTracker is offline-first — accounts and transactions are stored locally on your device. No servers, no sign-ups, nothing uploaded.
Which accounts can I track?
Banks (BPI, BDO, UnionBank and more), e-wallets (GCash, Maya, GrabPay, ShopeePay), cash, government funds, and stock holdings.
Does it cost anything?
Free to download and use, with no account required to get started.
Can I export my reports?
Any month's statistics export as a clean PDF, shared or saved straight from your phone.
How accurate is the payoff planner?
It runs a standard amortization on the balance, APR and payment you enter — the same schedule your lender uses. Add an extra amount and it recalculates the term and total interest.
Is there an iOS version?
Android today; an iOS release is on the roadmap.
Know where every peso goes.
Free, private, and yours from the first tap.
Get it on Google Play